Coming Soon โ€” Join the Waitlist

Stop Paying for
Subscriptions You Forgot

Subsaver automatically detects all your recurring charges, tracks renewal dates, and alerts you before money leaves your account โ€” powered by secure, read-only bank connection technology.

๐Ÿ”’ No spam. We only use your email to notify you when Subsaver launches.
$600+
Avg. wasted on forgotten subs/yr*
4โ€“6
Avg. forgotten subscriptions*
2 min
Estimated setup time

* Based on publicly available consumer research. Subsaver is currently in development.

Detected unused
3 subs
Tap to cancel โ†’
Saved this month
$42.50
2 cancelled โœ“

Connected, automatic,
and fully transparent

Link your bank account once and Subsaver does the rest โ€” with your full knowledge and control at every step.

1

Securely connect your bank

Link your accounts through Plaid's encrypted, read-only connection. You authenticate directly with your bank โ€” Subsaver never sees your username, password, or login credentials.

Powered by Plaid
2

Subscriptions are auto-detected

Subsaver analyzes your transaction history using Plaid's recurring transactions API to identify subscription charges โ€” streaming, SaaS tools, gyms, and annual fees โ€” across all linked accounts.

3

Track, manage, and save

Get renewal reminders, spot price increases, flag services you no longer use, and cancel subscriptions directly. You stay in control at every step.

Everything you need to
take back control

๐Ÿ”

Automatic Detection

Subsaver uses Plaid's /transactions/recurring/get endpoint to surface every subscription automatically โ€” including annual charges you may have forgotten.

Plaid Transactions APIAuto-categorized
๐Ÿ“…

Smart Renewal Alerts

Get push notifications 3, 7, or 14 days before each renewal โ€” customizable per subscription โ€” so you're never surprised by a charge.

Push notificationsCalendar sync
๐Ÿ“Š

Spend Analytics

Monthly and annual breakdowns by category, spend trends over time, and a clear picture of where your recurring costs are growing.

๐Ÿšจ

Price Change Detection

Instantly notified when a subscription increases its charge amount โ€” so you can decide whether it's still worth it before the money leaves your account.

๐Ÿฆ

Multi-Account Aggregation

Link checking accounts, savings accounts, and all your credit cards in one place. Subsaver consolidates subscriptions spread across multiple cards so nothing slips through the cracks.

We use Plaid's OAuth flow to access only what is needed to detect recurring charges. Our access is strictly read-only โ€” we cannot and will never initiate payments, transfers, or any financial transaction on your behalf.

Read-only accessOAuth 2.012,000+ institutionsRevoke anytime
Linked Accounts (Demo)
CHASE
Chase Sapphire
7 subscriptions detected
โ— Active
BofA
Bank of America
3 subscriptions detected
โ— Active
+
Add another account

UI mockup โ€” illustrative only

Exactly what we access
โ€” and why

Subsaver believes in full transparency. Here is a clear breakdown of every type of financial data we access through Plaid, and how it is used.

Data Type Accessed? Purpose Stored?
Transaction history
Merchant name, amount, date
โœ“ Yes Identify and track recurring subscription charges โ€” core product function Subscription metadata only (not full history)
Account name & type
e.g. "Chase Checking"
โœ“ Yes Display which account a subscription charge belongs to Yes, for display purposes
Account balance โœ“ Yes Show upcoming spend context relative to available balance Not stored โ€” fetched on demand only
Bank login credentials
Username and password
โœ— Never Plaid handles authentication directly โ€” credentials never reach Subsaver's servers Never
Full account numbers โœ— Never Not required for subscription detection Never
Investment or brokerage data โœ— Never Not relevant to subscription management Never
Personal identity data
SSN, address, date of birth
โœ— Never Not required for our service Never
Data sold to third parties โœ— Never Your financial data is yours. We do not sell, share, or monetize it. โ€”

Full details in our Privacy Policy. You can revoke bank access anytime from within the app or at my.plaid.com.

Your credentials stay
with your bank. Always.

Subsaver was built with privacy as a first principle. We use Plaid so that your bank login credentials never touch our servers โ€” ever.

๐Ÿ”’

AES-256 + TLS 1.2+ Encryption

All data in transit and at rest is encrypted to industry-standard specifications.

๐Ÿ‘๏ธ

Read-Only Access, Always

Subsaver can only read transactions. We have zero ability to initiate any payment or transfer on your behalf.

๐Ÿ—‘๏ธ

Delete Anytime

Revoke bank access and permanently delete all your data from our servers at any time from within the app.

๐Ÿšซ

We Never Sell Your Data

Your financial data is never sold, rented, or shared with advertisers or data brokers under any circumstances.

plaid
Trusted financial infrastructure

Subsaver uses Plaid โ€” the same technology powering Venmo, Robinhood, and thousands of trusted financial apps โ€” to securely connect your accounts through a direct, encrypted channel.

โœ“
OAuth authentication โ€” credentials never reach Subsaver
โœ“
SOC 2 Type II certified infrastructure
โœ“
Direct connections to 12,000+ US financial institutions
โœ“
Granular permission controls โ€” you stay in full control
โœ“
CCPA & GDPR compliant data practices
โœ“
Manage all Plaid-connected apps at my.plaid.com

Simple, transparent pricing

Start free with one bank account. Upgrade for unlimited connections and deeper insights. Pricing subject to change at launch.

Free
$0/mo

Connect one bank account and track your most important subscriptions.

  • 1 bank account via Plaid
  • Up to 10 subscriptions
  • Basic renewal alerts
  • Monthly spend summary
Join Waitlist
Family
$6.99/mo

Manage subscriptions for the whole household in one shared view.

  • Everything in Pro
  • Up to 5 family members
  • Shared subscription view
  • Household budget goals
Join Waitlist

Planned pricing โ€” subject to change before launch. Early waitlist members may receive discounted rates.

Common questions

How does Subsaver access my bank transactions?

Subsaver uses Plaid to connect to your bank. You authenticate directly with your bank through Plaid's secure interface โ€” Subsaver never sees your username or password. We receive only read-only, token-based access to your transaction history, limited to what is needed to detect recurring charges.

Can Subsaver move money or make payments?

No. Subsaver uses read-only access exclusively. We can only view transaction history to detect subscriptions โ€” we have no technical ability to initiate payments, transfers, or any financial transactions on your behalf.

What data does Subsaver store, and for how long?

We store only the minimal metadata needed to identify recurring charges: merchant name, amount, date, and the account it was charged to. We do not store your full transaction history, account numbers, or any sensitive personal financial data beyond what is necessary. You can request permanent deletion of all your data at any time. See our Privacy Policy for full details.

Can I disconnect my bank account?

Yes, at any time. Revoke access from within the Subsaver app under Settings, or manage all Plaid-connected apps directly at my.plaid.com. Disconnecting stops all data access immediately.

Which banks are supported?

Through Plaid, Subsaver will support over 12,000 US financial institutions, including Chase, Bank of America, Wells Fargo, Citi, Capital One, American Express, and virtually all major banks and credit unions.

Do you sell my financial data?

No. We do not sell, rent, or share your financial data with advertisers, data brokers, or any third parties for commercial purposes. Your data is used solely to provide you with the Subsaver service. See our Privacy Policy for details.

When will Subsaver launch?

We are currently in development. Join the waitlist below to be notified when Subsaver launches on iOS and Android, and to receive early-access pricing.

Be first to know
when we launch.

Join the waitlist for early access, launch pricing, and updates on our progress.

We'll only email you about Subsaver. No spam, ever. Unsubscribe anytime.